Documentation required for collateralised valuations
Type of property
Necessary documentation
In all reports
1. Nota Simple Registral with a maximum of three months validity.
2. Document with descriptive and graphic cadastral information on the property obtained from the virtual land registry office, less than three months old.
3. Energy Certificate (EEC) for mortgage guarantee*.
Leased properties
1. Lease agreement.
2. Last receipt paid.
Property in Project
1. Project approved by the corresponding professional association.
2. Cédula urbanística or urban planning document (plan and regulations) that accredits the use of the land.
3. Budget of the work and contract*.
4. Administrative authorisation of the works*.
5. Energy Certificate (EEC) and copy of the application in the register*.
Properties under construction
1. Project approved by the corresponding professional association.
2. Building Permit.
3. Last Certificate of the Project Management*.
4. Energy Certificate (EEC)*.
5. Contract for the execution of works and contract budget*.
Building subject to official protection
1. Final qualification certificate.
Property linked to economic exploitation
1. Accounting documentation for the last two financial years.
2. If under design or construction, economic viability analysis for the first three years of operation.
3. Activity licence.
4. Drawings or dimensioned sketches
5. Energy Certificate (EEC)*.
Fincas Rústicas
1. Statutes of the community to which it belongs*.
2. Energy Certificate (EEC)*
Commercial Premises in a residential building in Horizontal Division
1. Cédula urbanística or urban planning document (plans and regulations) that accredits the use of the land.
Land
1. Documentation justifying the irrigation rights.