Property valuation in Murcia
Gesvalt is a valuation firm accredited by the Bank of Spain which carries out official property valuations in Murcia and throughout the Region of Murcia; these valuations are legally valid for mortgages, property sales, inheritance, divorce and legal proceedings.
Our coverage extends to the city of Murcia and all the municipalities in the region, including the Costa Cálida and the area around the Mar Menor: Cartagena, Lorca, Molina de Segura, Alcantarilla, Mazarrón, Águilas, San Javier, Los Alcázares, La Manga del Mar Menor and all other towns. The report is delivered within 3 to 5 working days following the site visit, with an indicative price starting at €273 (excluding VAT), depending on the property’s floor area. Gesvalt has carried out more than 1,100 registered valuations in the Region of Murcia.
Property valuation service in Murcia and the Costa Cálida — property valuers in Murcia
An official valuation of a house or flat in Murcia is the technical valuation of the property carried out by a professional valuer in accordance with the regulations of the Bank of Spain (Order ECO/805/2003) and international valuation standards (IVS). The result is a certified report that is legally valid for six months when presented to any bank, public body or court.
Gesvalt has property valuers in Murcia with experience across all types of properties in the regional market:
Flat and apartments in Murcia city, Cartagena and other towns and villages in the region.
Penthouses and duplex flats.
Chalets, villas and detached houses.
Second homes on the Costa Cálida (La Manga del Mar Menor, Los Alcázares, San Javier, Mazarrón, Águilas).
Properties in the Mar Menor area subject to planning or environmental restrictions.
Country properties in the region’s inland areas. .
Properties in the planning stage or under construction.
Social housing (VPO).
When do you need to have a property valued in Murcia?
The property market in the Region of Murcia It combines residential demand in the capital and Cartagena with a strong second-home market on the Costa Cálida and around the Mar Menor. These are the main situations in which an official valuation is required:
- Mortgage application. Financial institutions require a valuation approved by the Bank of Spain in order to grant a loan. Without this report, it is not possible to process the mortgage.
- Buying and selling a property. Knowing the true value of a property before selling or buying is particularly important in the second-home market on the Costa Cálida, where there are significant price differences between coastal and inland towns.
- Inheritance and succession. The valuation report is the technical document used to distribute assets amongst heirs and to calculate Inheritance and Gift Tax in the Region of Murcia.
- Separation or divorce. Where a property is jointly owned, the official valuation serves as the objective basis for the division of assets, whether by mutual agreement or through legal proceedings.
- Debt refinancing or consolidation. The current value of the property is a key factor when negotiating new terms with the bank.
- Legal or tax matters. The certified report is an official document recognised by the Tax Authority, the Land Registry and the courts in Murcia.
- Properties in the Mar Menor area (Murcia region): Properties located in the Mar Menor area — La Manga, Los Alcázares, San Javier, Los Belones — may be subject to town planning restrictions and environmental protection regulations arising from the Mar Menor Protection Act. The environmental and urban planning situation in the area may have an impact on the property’s market value. The official valuation assesses these conditions in accordance with Order ECO/805/2003, which is particularly necessary in the context of property sales, mortgages or legal proceedings relating to properties in the area.
Is your property located in the Mar Menor or Costa Cálida area? The official valuation assesses the impact of town-planning and environmental conditions on the value of your property.
What is the process for a property valuation in Murcia? (7 steps)
The process is standardised and transparent, both in the cities of Murcia and Cartagena and in the municipalities of the Costa Cálida and the area around the Mar Menor:
1. Request for a valuation
Via the online form or by telephone.
Details of the property (type, neighbourhood, floor area) and the purpose of the valuation are recorded.
2. Submission of documentation
A simple land registry extract, descriptive and graphical cadastral information, and an energy performance certificate (EPC) are required.. For properties in the Mar Menor area, additional documentation may be required.
3. Acceptance of the quotation
Once the order has been confirmed, the processing of the file begins.
4. Visit by the valuation expert
A certified valuer will inspect the property within 24–48 hours of the quote being accepted.
5. Analysis and assessment
The valuer compares the property with similar ones in the same area and applies the established methods: market comparison, replacement cost and income capitalisation. The appraised value may differ from the perceived market value, as it is governed by the technical criteria set out in Order ECO/805/2003.
6. Preparation of the report
The official report is drawn up in accordance with Order ECO/805/2003 and the requirements of the Bank of Spain.
7. Submission of the valuation
The approved report is delivered in digital format within 3 to 5 working days following the site visit and once all the documentation has been received in full.
Timeframes and delivery of the valuation in Murcia
| Appearance | Details |
|---|---|
| Viewing the property | This is usually arranged within the first 24–48 hours of accepting the quote |
| Submission of the report | Between 3 and 5 working days after the visit and receipt of all the documentation |
| Usual time | Most reports are submitted within a week of the visit |
| Legal validity | Valid for 6 months from the date of issue at any bank |
| Factors causing delays | It depends on the submission of documentation and access to the property |
Gesvalt’s network of valuers covers the entire Region of Murcia — from the capital and Cartagena to the towns along the Costa Cálida and the Mar Menor — making it possible to arrange a viewing quickly and easily, regardless of the property’s location.
Cost of a property valuation in Murcia
| Typology | Price |
|---|---|
| hasta 50 m² | desde 273 € |
| de 51 a 100 m² | desde 297,50 € |
El precio final de la tasación puede variar en función de la superficie, ubicación y características del inmueble. Consulta tu presupuesto personalizado online. Tarifas vigentes desde agosto 2026.
What is included in the valuation fee?
The price includes a visit by a certified valuation expert, a comparative market analysis, the preparation of the official report in accordance with the Bank of Spain’s regulations, and delivery in digital format. The report is legally valid for 6 months and is accepted by any Spanish bank. The valuation fee also includes the valuation of the garage and storage room.
Documents required to value your property in Murcia
General documentation
For any type of property valuation in Murcia, regardless of the purpose, the following is required:
- Simple Land Registry Extract (issued within the last 3 months): confirms the ownership, encumbrances and legal status of the property.
- Descriptive and graphical cadastral information: floor area, location, cadastral reference and a map showing the property.
- Energy Performance Certificate (EPC): provides information on the property’s energy efficiency in accordance with current regulations.
For properties in the Mar Menor area, additional planning documentation may be required (planning consultation regarding the local General Urban Development Plan, and any restrictions in exclusion or protection zones, where applicable). The valuer handles these specific requirements.
For further details on the documentation required for mortgage valuations, please see our Guide to the documents required for the valuation.
Additional documentation depending on the type of property
| Type of property | Additional documentation |
|---|---|
| Rented property | Current tenancy agreement and latest rent receipt |
| In progress | Approved plans, planning documentation, quotation and building permit |
| Under construction | Approved project, planning permission, project management certification and contract |
| Social housing | Final assessment report |
| Commercial premises / business premises | Accounting documents, business licence, plans and CEE |
| The Mar Menor area | Land registry extract, cadastral records, CEE and planning enquiry regarding the local PGOU (impacts within exclusion or protection zones, where applicable) |
| Plots of land / inland Murcia | Technical documentation, irrigation rights and community bylaws (where applicable) |
Types of property valuation: which one you need depending on your circumstances
The type of report, the necessary documentation and the deadline vary depending on the purpose. In the Region of Murcia, it is particularly common to have second homes on the Costa Cálida valued:
| Type | What is it for? | Standard documentation | Deadline |
|---|---|---|---|
| Mortgage | Apply for a mortgage or finance | Land registry extract, cadastral register, CEE | 5 working days |
| Buying and selling | Understanding the true market value | Land registry extract, up-to-date cadastral record | 5 working days |
| Inheritances: | Division of assets and calculation of taxes | Land Registry and Cadastral documents | 5 working days |
| Divorce/separation | Valuation for the division of assets | Land registry extract, cadastral record, legal document | 5 working days |
| Rented property | Valuing a property with a current tenancy agreement | Tenancy agreement and latest rent receipt | 5 working days |
| Social housing | Valuation of social housing | Final assessment report | 5 working days |
| In progress | Developments not yet built | Approved plans, planning permission, quotation | 5 working days |
| Under construction | Value during the execution of the works | Project, licence, certifications | 5 working days |
| Commercial premises | Sale, hire or finance | Plans, planning permission and planning documents | 7 working days |
| Land and country properties | Valuing a property with a current tenancy agreement | Tenancy agreement and latest rent receipt | 10 working days |
If you have a mortgage, please visit our page on approved mortgage valuation (ECO 805), where you will find specific information on the requirements for the banking process.
Factors affecting the value of a property in Murcia
The property market in the Region of Murcia combines residential demand in urban centres with a strong second-home market on the Costa Cálida. The valuation varies significantly depending on the location:
- Murcia city. The capital’s most sought-after neighbourhoods — El Carmen, La Flota, Infante, Santa María de Gracia and El Ranero — boast solid property valuations. Espinardo, with its university campus and research area, and La Alberca, with its quieter residential character, each have their own distinct features within the city. The average price per square metre in Murcia city centre is one of the most affordable amongst the provincial capitals of the Spanish Mediterranean, which is driving demand for both investment and first-time buyer properties.
- Cartagena. The region’s second-largest city combines a historic centre of great heritage value with recently developed residential neighbourhoods. The port area and the naval base generate specific demand. Cartagena has its own property market, with prices that differ from those in the city of Murcia.
- Lorca and the interior. The region’s third-largest city has a predominantly local market, with more moderate property valuations and stable demand linked to the area’s agro-industrial sector.
- Costa Cálida — Mazarrón and Águilas. The western Costa Cálida attracts significant demand for second homes from both domestic and international buyers. The municipalities of Mazarrón and Águilas offer affordable coastal housing, with valuation figures that reflect their proximity to the sea and the quality of the properties.
- The Mar Menor area — La Manga, Los Alcázares, San Javier. The Mar Menor is one of the largest saltwater lagoons in Europe and one of Spain’s most popular destinations for second homes. The environmental situation and planning restrictions arising from the regulations to protect the Mar Menor are factors that the valuer assesses specifically, as they can influence the value of properties in the area. Restrictions on building and plans to regenerate the ecosystem have implications for supply and demand in the surrounding municipalities.
- Molina de Segura and the metropolitan area. A municipality experiencing strong residential growth and high demand for first homes. Together with Alcantarilla and other towns in the Murcia metropolitan area, it forms an active market with property prices lower than those in the capital.
The technical factors that a certified valuer analyses for each property are:
Location and local authority: the decisive factor, with notable differences between the capital, Cartagena, the municipalities of the Costa Cálida and the area around the Mar Menor.
Total and usable floor area: the primary quantitative determinant of value.
- Proximity to the sea and views: On the Costa Cálida and the Mar Menor, the distance to the coastline is a key factor in the valuation.
Condition and age: This is particularly relevant in the second-home market on the Costa Cálida, where the standard of maintenance varies considerably.
- Urban and environmental issues: In the Mar Menor area, the restrictions imposed by conservation regulations are a factor that the valuer takes into account when carrying out the valuation.
Building standards and recent refurbishments: have a direct impact on the market value and on comparisons with similar properties.
Energy Performance Certificate (EPC): a regulatory factor of increasing significance since Order ECM/599/2025.
- Building standards and recent refurbishments: have a direct impact on the market value and on comparisons with similar properties.
Why choose Gesvalt to value your property in Murcia?
Approval by the Bank of Spain
Gesvalt is registered in the Bank of Spain’s Official Register of Valuation Companies under entity number 4455. Only accredited companies may issue valuations that are legally valid for mortgages.
Over 30 years’ experience and more than 75,000 valuations a year
With over 250 experts on staff and more than 800 field technicians, Gesvalt has carried out over 1,100 registered valuations in the Region of Murcia, demonstrating an active presence and in-depth knowledge of the regional market, including the Costa Cálida and the area around the Mar Menor.
Technical capacity in contexts with specific urban planning constraints
The Mar Menor area is subject to specific planning and environmental constraints. Gesvalt’s valuers assess the planning implications and the relevant protection regulations applicable to each property in accordance with Order ECO/805/2003, in order to determine its market value with rigour and transparency.
A rigorous process in accordance with the regulations
All our reports are drawn up in accordance with Order ECO/805/2003 on property valuation rules and the International Valuation Standards (IVS), ensuring their validity for any bank, public body or legal proceedings.
ISO 9001:2015 certification
Our quality management system is certified, with audited processes and a commitment to continuous improvement.
Member of the Spanish Association of Value Analysis (AEV)
Commitment to professional standards in the valuation sector in Spain.
SIGMAR’s own tool
Gesvalt has its own property market analysis system. To view the latest market data for Seville, go to property market reports.
Property valuations by city
Gesvalt has its own offices and branches in Spain’s major cities. Check the specific terms and prices for your area:
Balearic Islands
Seville
Zaragoza
Barcelona
Madrid
Malaga
Grenada
Cantabria
Murcia
Alicante
Valencia
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Frequently asked questions about property valuations in Murcia
What is a property valuation in Murcia?
What is a property valuation in Murcia?
This is a technical valuation of a property situated in Murcia or the Region, carried out by a professional valuer. When issued by a company approved by the Bank of Spain, it is officially recognised for mortgages, property sales, inheritance or legal proceedings.
How much does it cost to have a property valued in Murcia?
How much does it cost to have a property valued in Murcia?
The indicative price for a property valuation in Murcia starts at €275 (excluding VAT and the 25% discount) and varies depending on the property’s floor area. In Murcia, a single basic tariff applies across the whole region, with no distinction between coastal and inland municipalities. The final amount is confirmed once the property’s details are known.
How long does a property valuation take in Murcia?
How long does a property valuation take in Murcia?
The report is delivered within 3 to 5 working days following the site visit and upon receipt of all the documentation. Viewings of the property are usually arranged within the first 24–48 hours of accepting the quote. Most reports are delivered within a week of the visit.
What documents do I need to have a property valued in Murcia?
What documents do I need to have a property valued in Murcia?
Generally speaking, the following are required: a simple land registry extract (issued within the last 3 months), descriptive and graphical cadastral information, and the energy performance certificate (EPC). For properties in the Mar Menor area, additional town planning documentation regarding local restrictions may be required.
How reliable is a property valuation in Murcia?
How reliable is a property valuation in Murcia?
Valuations issued by a firm accredited by the Bank of Spain are legally valid for six months from the date of issue and are accepted by any Spanish bank.
What factors influence the value of a property in Murcia?
What factors influence the value of a property in Murcia?
Factors that influence this include location (municipality: Murcia city centre, Cartagena, Lorca, Costa Cálida, Mar Menor), the built-up and usable floor area, the condition of the property, its age, the quality of construction, proximity to the sea and energy efficiency. In the Mar Menor area, planning and environmental restrictions may also affect the value of the property.
Does the situation in the Mar Menor affect the value of property in the area?
Does the situation in the Mar Menor affect the value of property in the area?
Environmental protection regulations for the Mar Menor and the associated planning restrictions may have an impact on the value of properties located in the surrounding area (La Manga, Los Alcázares, San Javier, Los Belones). The valuer assesses these conditions in accordance with Order ECO/805/2003 in order to determine the market value of the property, taking into account all applicable town planning and environmental circumstances.
Who is authorised to carry out an official property valuation in Murcia?
Who is authorised to carry out an official property valuation in Murcia?
Only a valuation firm approved by the Bank of Spain may issue official valuations that are legally valid. Gesvalt is an accredited valuation firm (No. 4455) with over 1,100 registered valuations in the Region of Murcia and coverage across the entire region, including the Costa Cálida.
How can I request a valuation from Gesvalt in Murcia?
How can I request a valuation from Gesvalt in Murcia?
You can apply using the form on this page, by telephone or via any of Gesvalt’s customer service channels, stating the type of property, its municipality or area within the Region of Murcia, and the purpose of the valuation.